Re: MIT
The article's so good a guide that I provide a link from the site. The general feedback I get as I put out feelers is that people begrudge the time that Captchas consume while considering passwords to be a necessary evil with limited bearing on their lives, much like the legal agreements that everyone clicks on without a further glance.
I could never understand why the closest thing we had in the UK to M.I.T. was UMIST ~ an independent university founded in 1824 which had done pioneering work and not least in computing ~ should be absorbed into Manchester University.
Like someone saying, "Let's call it Massachusetts University!" prior to going out to get the coffee and donuts.