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Here is one form of identity-fraud that's on the rise, and which puts you potentially in the most danger.

But don't let me convince you, let the Financial Times of London's consumer editor:

https://www.ft.com/content/26be349d-4717-4815-a221-a749e29de2b2

Because the problem we have, and everyone in the hardware and software business is complicit in this, is that passwords are no longer memorable.

Take a look at the blog-post's title: Apple's suggestion for the latest app I want to use.

You know you can't remember passwords, and they know, and so they've asked us to devolve our authority to our handheld devices.

Which means if it is stolen whilst unlocked, it's happy to fill in all of those passwords for you. Which in turn means two-step verification ~ or carrying another device around in order to ratify the first.

Do you think Apple's happy, you needing extra devices to authenticate each other?

I do.

Block-locks are both cheaper and ~ being immaterial ~ easier to carry around.

Featuring faces or turnkey images too, they take us back to the good old days...

... of open sesames in place of Earth-sucking hardware.

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